Certified Financial Planner professional, Matt Hern has three times been awarded as one of Australia's Top 50 Financial Planners by The Australian Financial Review Smart Investor. He is passionate about guiding you on the right financial choices to achieve what you really want. Matt Hern is an Authorised Representative of Charter Financial Planning Limited AFSL 234665. All information is general advice only.

2 responses to “Qn: How do we get out of debt?”

  1. Gihan Perera

    Good advice, Matt. I particularly like the suggestion to increase income rather than purely focussing on reducing expenses, because there’s only so much you can do to reduce expenses, and it can become frustrating and a resentment to continually have to watch every penny. On the other hand, earning more money through a second job, while not easy, is often a more practical option.

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